OZK Nasdaq Russell 1000 Konferencja wynikowa
Bank OZK (OZK) · wyniki II kw. 2026
Cena akcji: $51.96 · 2026-11-02
Wyniki II kw. 2026 vs I kw. 2026 · poprzedni kwartał · opublikowano 22 lip 2026 i 22 kwi 2026
Net income up 2.5% on the previous quarter. Management sounded cautious, in its script and in answers to analysts.
Na razie dostępna jest tylko podstawowa analiza tej spółki.
1 · Liczby
+2,5%
Zysk netto vs I kw. 2026
Podano perspektywy
Zysk netto 167,4 mln vs 163,4 mln
Przychody +2,9%
2 · Jak mówił zarząd
Ostrożny
Among the least upbeat of all company calls
Answers to analysts: restrained, in line with the script.
Similar to last call.
3 · Co się wyróżniło
Nowe
Total commercial real estate is now under 300% for a second quarter and the portfolio will keep shrinking into next year.
Wycena
Odwrócony DCF. Wolne przepływy pieniężne z ostatniego pełnego roku obrotowego, powiększane przez 10 lat, zdyskontowane, plus wartość rezydualna. „Wzrost implikowany” to tempo, które zakłada obecna cena.
Wycena niedostępna: no OCF/capex (bank, utility, or SEC gap).
Aktualna cena
$51.96
zamknięcie z 2026-11-02
Między wierszami
-
Nowe
Most sponsors continue supporting their transactions despite $91.5 million in unscheduled RESG pay downs.
Cytat ze źródła
“You saw that in the quarter just ended, we had $91.5 million of unscheduled pay downs in the RESG portfolio... The vast majority of our sponsors, as we have said all the way through, the vast majority of our sponsors are continuing to support their transactions in a very positive way. We had $37.5 million of unfunded balances curtailed in connection with the modification, extension of loans, and collected $5.4 million modification fees.”
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Prognoza
More deposits needed in Q3 and Q4 to support moderately increased outstanding volume.
Cytat ze źródła
“That is a reflection of the fact that we expect to need to grow more deposits in Q3 and Q4 based on a moderately increased volume of outstanding...”
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Prognoza
Modest cost increases are driven by the need to generate more deposits to support more loans.
Cytat ze źródła
“Modest increases in that cost as we go forward, part of that is driven by the need to generate more deposit volume simply because we expect more loan...”
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Liczba
Obviously, the quarter just ended was a big quarter of repayments with that number approaching $3 billion.
Ton
Jak optymistyczny był język w porównaniu z innymi spółkamiiTon to liczba pozytywnych słów finansowych minus liczba negatywnych, skorygowana o długość tekstu. Zarządy zwykle mówią pozytywnie, więc etykiety porównują każdą konferencję z ostatnimi konferencjami wszystkich spółek: „typowy” to środkowa trzecia, „bardzo optymistyczny” to najlepsze 10%, „ostrożny” to najsłabsze 10%.. Kropka: II kw. 2026. Pierścień: I kw. 2026.
Script and answers carried a similar tone, so the script's message held up under questioning.
Zdania, które wpłynęły na ton
“I think you will see it grow again, but it may get into the 20% of portfolio range before it hits that inflection point where origination fundings exceed payoffs and...”
“That gives you a real indication, because CIB is $7 billion plus now, and RESG is $15 billion plus, and we're expecting those are going to equalize and cross at...”
“That is a reflection of the fact that we expect to need to grow more deposits in Q3 and Q4 based on a moderately increased volume of outstanding loans.”
Wszystkie liczby
USD · ROIC.AI fundamentals (NASDAQ:OZK, period end 2026-06-30)
| Pozycja | II kw. 2026period end 2026-06-30 | I kw. 2026period end 2026-03-31 | Zmiana | II kw. 2025 | r/r |
|---|---|---|---|---|---|
| Przychody | 430,0 mln | 418,1 mln | +2,9% | 428,0 mln | +0,5% |
| Zysk netto | 167,4 mln | 163,4 mln | +2,5% | 183,0 mln | −8,5% |
| Zysk na akcję | 1,49 | 1,44 | +3,6% | 1,58 | −5,8% |
| C/Z | — | — | — | — | — |
Tematy
Najczęściej omawiane teraz
- To Bank OZK is excited, and it shared in its management comments, the introduction of its emerging middle market...
- The life science loan that Bank OZK took a charge-off on this quarter that was previously special mention that it took...
- One of its really nice paydowns that Bank OZK got in the quarter just ended was a big paydown on a...
- Bank OZK said in the management comments, Catherine, that it thought the Q2 cost of interest-bearing deposits was probably an inflection...
- Bank OZK commented in management comments it was really pleased with the good work that its funding team, deposit generating teams...
Zniknęło od I kw. 2026
- Zniknęło The muni housing bonds or a tax equivalent yield of around 6% and the mortgage-backed securities are somewhere around the...
- Zniknęło CIB is designed so that the speed of that build-out is geared to their volume of business and the profit...
- Zniknęło What Bank OZK sees there is and part of it that's its largest property type by concentration.
- Słabnie Very consistently And Bank OZK expects to get some more growth out of its commercial banking, community banking group next year.