PKO GPW WIG20 Periodic report · PAP Biznes
PKO BP (PKO) · Q3 2026 results
Share price: 116.98 zł · 2026-11-10
PKO BP is a universal bank providing financial services and managing credit portfolios. It operates in the Polish market and serves individual and corporate customers. Sources: Half-year report (2026-08-13) · Wikipedia
Results Q3 2026 vs Q3 2025 · year over year · published 5 Nov 2026 and 6 Nov 2025
Net income down 62.4% year on year, guidance cut. The language turned more upbeat.
Only a basic analysis is available for this company at the moment.
1 · Numbers
−62.4%
Net income vs Q3 2025
Guidance cut
Net income 2.93B vs 7.81B
Revenue −54.2%
2 · How the report reads
More upbeat
Language tone vs last period
Report language: upbeat for a company report — more upbeat than in Q3 2025.
Weak signal: formal report language, not a call.
3 · What stood out Nothing unusual flagged this period.
Read between the lines
No major shifts flagged this period.
Tone
How upbeat the language was, compared with other companiesiTone counts positive minus negative finance words, adjusted for length. Executives mostly speak positively, so the labels compare each call with every company's latest call: “typical” is the middle third, “very upbeat” the top tenth, “cautious” the bottom tenth.. Dot: Q3 2026. Ring: Q3 2025.
Upbeat for a company report — more upbeat than in Q3 2025. Periodic reports carry legally required risk wording, so their tone moves little and is a weak signal.
Full figures
PLN · PAP Biznes report (2026-11-05)
| Metric | Q3 2026 | Q3 2025 | Change |
|---|---|---|---|
| Revenue | 7.92B | 17.29B | −54.2% |
| Operating income | 12.93B | 3.71B | +249.0% |
| Net income | 2.93B | 7.81B | −62.4% |
| EPS | 2.35 | 6.25 | −62.4% |
| P/E today 13.4 | 13.6 | 10.3 | +3.3 |
Latest announcements
Official filings, newest first. Summaries are generated from each filing and its attachment; every figure is checked against the source.
- Quarterly report · ESPI periodic · routine
- Brak dodatkowego wymogu kapitałowego (P2G) dla PKO Banku Polskiego S.A. · ESPI 42/2026
- Rejestracja zmian Statutu PKO Banku Polskiego S.A. · ESPI 41/2026 · routine
- Zawiadomienie BlackRock, Inc. w sprawie przekroczenia udziału w ogólnej liczbie głosów na Walnym Zgromadzeniu Banku powyżej progu 5% ogólnej liczby głosów · ESPI 40/2026 · routine
- Wykaz akcjonariuszy posiadających co najmniej 5% liczby głosów na Nadzwyczajnym Walnym Zgromadzeniu PKO Banku Polskiego S.A. · ESPI 39/2026 · routine
- Uchwały podjęte przez Nadzwyczajne Walne Zgromadzenie PKO Banku Polskiego S.A. 14 października 2026 r. · ESPI 38/2026 · routine
- Szacunek wpływu kosztów ryzyka prawnego związanego z kredytami hipotecznymi denominowanymi i indeksowanymi do walut obcych na wyniki trzeciego kwartału 2026 r. · ESPI 37/2026
The company estimates the impact of legal risk costs related to foreign currency-denominated and indexed mortgage loans on the financial results for the third quarter of 2026.
- Przeprowadzenie emisji obligacji (senior non preferred) o łącznej wartości nominalnej 1.350.000.000 zł · ESPI 36/2026
The company conducted an issuance of senior non preferred bonds with a total nominal value of PLN 1,350,000,000.