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BOS GPW sWIG80 Periodic report · PAP Biznes

BOŚ SA (BOS) · Q2 2026 results

Share price: 10.26 zł · 2026-11-10

Results Q2 2026 vs Q2 2025 · year over year · published 18 Aug 2026 and 14 Aug 2025

Net income down 98.4% year on year. The report's language is unchanged.

Only a basic analysis is available for this company at the moment.

1 · Numbers

−98.4%

Net income vs Q2 2025

Net income 1.1M vs 67.9M

Revenue −14.2%

2 · How the report reads

Unchanged

Language tone vs last period

Report language: restrained for a company report — about as upbeat as in Q2 2025.

Weak signal: formal report language, not a call.

3 · What stood out

BOŚ SA increased its total assets to 27.3 billion PLN in Q2 2026.

Official channels

The company's own website and social media accounts.

Read between the lines

No major shifts flagged this period.

Tone

How upbeat the language was, compared with other companiesiTone counts positive minus negative finance words, adjusted for length. Executives mostly speak positively, so the labels compare each call with every company's latest call: “typical” is the middle third, “very upbeat” the top tenth, “cautious” the bottom tenth.. Dot: Q2 2026. Ring: Q2 2025.

Report language Restrained (was restrained)

Restrained for a company report — about as upbeat as in Q2 2025. Periodic reports carry legally required risk wording, so their tone moves little and is a weak signal.

Sentences that drove the tone
“Since the approval of the new Strategy, the Bank has recorded a significant acceleration in growth dynamics, evidenced by a steady and substantial increase in total assets.”
“Credit risk is understood as the risk of potential loss due to the failure of a client or counterparty to fulfill an obligation within the deadline specified in the agreement.”

Full figures

PLN · PAP Biznes report (2026-08-18)

Metric Q2 2026 Q2 2025 Change
Revenue 173.2M 201.8M −14.2%
Gross profit 4.7M 88.2M −94.6%
Net income 1.1M 67.9M −98.4%
EPS 0.16 0.86 −81.4%
P/E today 7.6 7.7 13.3 −5.6

Topics

Topics are drawn from the full report text, not management commentary.

Most discussed now

  • BOŚ was identified as a bank that has significantly improved its offer in recent months, joining the group of institutions offering margins…
  • The bank recorded the impact of lawsuits regarding consumer loans in which borrowers allege violations of the provisions of the Act of May…
  • Due to the adjustment of salary levels for individual positions in the Bank to market levels.
  • The bank presented a description of the main principles included in the new procedure, and also indicated that the changes also include a…
  • Despite the reductions, the interest rates of selected deposits positioned the Bank's offer in a leading position compared to other banks.

Faded since Q2 2025

  • Fading Currency position resulting from the Bank's activities in the banking book that was not transferred on the given day to the trading book
  • Fading When making credit decisions regarding transactions entered into with members of the Bank's management bodies or persons holding managerial…
  • Fading As part of the risk management system, the Bank has a liquidity maintenance action plan approved by the Management Board for situations
  • Fading The Bank's ambition is to support pre-logic initiatives throughout the country, including in local Poland.

Latest announcements

Official filings, newest first.

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