BNP EPA mWIG40 Periodic report · PAP Biznes
BNP Paribas (BNP) · Q2 2026 results
Share price: 186.00 zł · 2026-11-10
BNP Paribas is a banking group that provides financial services and manages financial assets. It operates as an international banking group. Sources: Half-year report (2026-08-12) · Wikipedia
Results Q2 2026 vs Q2 2025 · year over year · published 12 Aug 2026 and 12 Aug 2025
Net income down 18.3% year on year. The report's language is unchanged.
1 · Numbers
−18.3%
Net income vs Q2 2025
Net income 599.8M vs 733.8M
Revenue −0.6%
Why The bank paid a dividend of 1,509,082,880.40 PLN, i.e., in the amount of 10.20 PLN per share
2 · How the report reads
Unchanged
Language tone vs last period
Report language: typical for a company report — about as upbeat as in Q2 2025.
Weak signal: formal report language, not a call.
3 · What stood out
BNP Paribas Bank Polska SA paid a dividend of 1,509,082,880.40 PLN, which equals 10.20 PLN per share.
Read between the lines
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Figure
The bank reported legal risks from proceedings regarding CHF mortgage loans and securitization transactions in Notes 44 and 50 that affect its financial position and results.
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Figure
The bank reported funding commitments of 2,937,126 thousand PLN as of June 30, 2026, compared to 4,340,313 thousand PLN as of December 31, 2025.
Tone
How upbeat the language was, compared with other companiesiTone counts positive minus negative finance words, adjusted for length. Executives mostly speak positively, so the labels compare each call with every company's latest call: “typical” is the middle third, “very upbeat” the top tenth, “cautious” the bottom tenth.. Dot: Q2 2026. Ring: Q2 2025.
Typical for a company report — about as upbeat as in Q2 2025. Periodic reports carry legally required risk wording, so their tone moves little and is a weak signal.
Sentences that drove the tone
“Foreign exchange risk was kept at a low level, i.e. an average of 11% utilisation of the allocated VaR limit and, as with interest rate risk, did not make a...”
“The increase in savings reflected the strong income position of households and The increase in deposits of private individuals in H1 2026 was mainly driven by current deposits, which increased...”
“ exposure to risk, severity of losses, and lack of suitable risk mitigation processes and procedures expose the Bank to unexpected financial losses (risks for which the significance assessment is...”
Full figures
PLN · PAP Biznes report (2026-08-12)
| Metric | Q2 2026 | Q2 2025 | Change |
|---|---|---|---|
| Revenue | 1.46B | 1.47B | −0.6% |
| Gross profit | 979.4M | 981.3M | −0.2% |
| Operating income | 1.07B | 1.08B | −0.2% |
| Net income | 599.8M | 733.8M | −18.3% |
| EPS | 4.06 | 4.93 | −17.6% |
| P/E today 8.6 | 7.4 | 7.1 | +0.3 |
Topics
Topics are drawn from the full report text, not management commentary.
Most discussed now
- Credit risk is inherent in the core financial operations of the Group, the scope of which includes both lending and...
- The implementation of the ICAAP process is dictated by the objective of maintaining the Bank’s stable financial associated risk.
- Rising In connection with the military conflicts in Ukraine and in the Middle East, the Bank observes increased volatility in market...
- Number of Customers / users using online banking GOonline 641,191 675,318 (5.1%)
- Retail Customers are offered a selection of savings and investment products as well as a wide range of loans, including...
Faded since Q2 2025
- Fading The preferred coercive restructuring tool for the Bank is the growth of operating expenses and no significant increase in the...
- Fading Risk appetite specifies the maximum level of risk that the Bank is ready to accept in pursuing the assumptions of...
- Fading The Group has identified institutional customers who are vulnerable to the effects of these risk factors.
- Fading A thorough change of the technology used in the Bank will enable efficiency: business scaling, as fast and cost-effective scalability...
Latest announcements
Official filings, newest first. Summaries are generated from each filing and its attachment; every figure is checked against the source.
- Quarterly report · ESPI periodic · routine
- Powiadomienie o transakcjach na instrumentach finansowych dokonanych przez osoby pełniące obowiązki zarządcze · ESPI 40/2026 · routine
- Zawarcie transakcji sekurytyzacji syntetycznej · ESPI 39/2026
The Bank entered into a synthetic securitization transaction for a corporate loan portfolio worth PLN 3.6 billion, resulting in an increase in the CET1 ratio by 0.25 p.p., Tier 1 by 0.27 p.p., and TCR by 0.33 p.p.
- Powiadomienie o transakcjach na instrumentach finansowych dokonanych przez osoby pełniące obowiązki zarządcze · ESPI 38/2026 · routine
- Powiadomienie o transakcjach na instrumentach finansowych dokonanych przez osoby pełniące obowiązki zarządcze · ESPI 37/2026 · routine
- Half-year report · ESPI periodic · routine
- Zmiana w składzie Rady Nadzorczej BNP Paribas Bank Polska S.A. · ESPI 36/2026
The Management Board of BNP Paribas Bank Polska S.A. received the resignation of Sophie Heller from the Supervisory Board position as of June 30, 2026.
- Powiadomienia o transakcjach na instrumentach finansowych dokonanych przez osoby pełniące obowiązki zarządcze · ESPI 35/2026 · routine