FHD NewConnect Periodic report · PAP Biznes
Fundusz Hipoteczny Dom SA (FHD) · Q4 2025 results
Share price: 3.52 zł · 2026-11-10
Results Q4 2025 vs Q4 2024 · year over year · published 20 Mar 2026 and 20 Mar 2025
Net loss widened year on year. The report's language is unchanged.
Only a basic analysis is available for this company at the moment.
1 · Numbers
Loss widened
Net income vs Q4 2024
Net income -1.2M vs -418.0K
Revenue −27.9%
Why Net income fell primarily due to lower revenues from the valuation of obligations for life annuities and fewer new contracts.
2 · How the report reads
Unchanged
Language tone vs last period
Report language: upbeat for a company report — about as upbeat as in Q4 2024.
Weak signal: formal report language, not a call.
3 · What stood out
Dropped
Funding for the project was halted in April of last year, requiring the company to verify plans and adjust actions to the new situation.
Read between the lines
No major shifts flagged this period.
Tone
How upbeat the language was, compared with other companiesiTone counts positive minus negative finance words, adjusted for length. Executives mostly speak positively, so the labels compare each call with every company's latest call: “typical” is the middle third, “very upbeat” the top tenth, “cautious” the bottom tenth.. Dot: Q4 2025. Ring: Q4 2024.
Upbeat for a company report — about as upbeat as in Q4 2024. Periodic reports carry legally required risk wording, so their tone moves little and is a weak signal.
Full figures
PLN · PAP Biznes report (2026-03-20)
| Metric | Q4 2025 | Q4 2024 | Change |
|---|---|---|---|
| Revenue | 13.4M | 18.6M | −27.9% |
| Gross profit | — | 308.0K | |
| Operating income | -1.3M | 529.0K | Turned loss |
| Net income | -1.2M | -418.0K | Loss widened |
| P/E | 12-mo loss | 12-mo loss | — |
Topics
Topics are drawn from the full report text, not management commentary.
Most discussed now
- The company provides solutions in the areas of internal control, risk management of financial statements, and compliance monitoring.
- Before the company enters into a material agreement with a shareholder holding at least 5% of the total number of votes in the company or…
- Income statement items for the ended financial year were converted at the average euro exchange rate, which is the arithmetic mean of the…
- No shareholder shall be privileged over the other shareholders in terms of transactions entered into by the company with a shareholder
Faded since Q4 2024
- Nothing dropped away.
Latest announcements
Official filings, newest first.
- Pozew o zapłatę · ESPI 6/2026
- Raport kwartalny za II kwartał · EBI 8/2026
- Podpisanie istotnej umowy wekslowej · ESPI 5/2026
- Podpisanie istotnej umowy wekslowej · ESPI 4/2026
- Wykaz akcjonariuszy posiadających co najmniej 5% liczby głosów na ZWZ w dniu 19-05-2026r. · ESPI 3/2026
- Informacje o walnym zgromadzeniu - treść uchwał podjętych przez WZ (w tym informacje o ogłoszeniu przerwy w obradach) · EBI 7/2026
- Raport kwartalny za I kwartał · EBI 6/2026
- Zwołanie Zwyczajnego Walnego Zgromadzenia spółki Fundusz Hipoteczny Dom S.A. · ESPI 2/2026