btlines

CAP GPW Periodic report · PAP Biznes

Capitea SA (CAP) · Q1 2026 results

Share price: 0.40 zł · 2026-11-10

Results Q1 2026 vs Q1 2025 · year over year · published 29 May 2026 and 28 May 2025

Net income down 86.4% year on year. The report's language is unchanged.

Only a basic analysis is available for this company at the moment.

1 · Numbers

−86.4%

Net income vs Q1 2025

Net income 1.6M vs 12.0M

Revenue −39.7%

2 · How the report reads

Unchanged

Language tone vs last period

Report language: restrained for a company report — about as upbeat as in Q1 2025.

Weak signal: formal report language, not a call.

3 · What stood out

Rising

Costs were reduced to allow for faster redemption of investment certificates and accelerate the payment of installment payments.

Official channels

The company's own website and social media accounts.

Read between the lines

No major shifts flagged this period.

Tone

How upbeat the language was, compared with other companiesiTone counts positive minus negative finance words, adjusted for length. Executives mostly speak positively, so the labels compare each call with every company's latest call: “typical” is the middle third, “very upbeat” the top tenth, “cautious” the bottom tenth.. Dot: Q1 2026. Ring: Q1 2025.

Report language Restrained (was typical)

Restrained for a company report — about as upbeat as in Q1 2025. Periodic reports carry legally required risk wording, so their tone moves little and is a weak signal.

Sentences that drove the tone
“12 of the 16 structured tranches, a lower impact on the cost level due to the update of the value of structured obligations with discount rate changes.”
“The higher the discount rate, the lower the present value of future cash flows and the lower the financing cost.”

Full figures

PLN · PAP Biznes report (2026-05-29)

Metric Q1 2026 Q1 2025 Change
Revenue 23.0M 38.2M −39.7%
Gross profit 1.9M 18.0M −89.4%
Operating income 4.0M 16.7M −76.1%
Net income 1.6M 12.0M −86.4%
EPS 0.00 0.00
P/E today 2.4 2.3 0.6 +1.7

Topics

Topics are drawn from the full report text, not management commentary.

Most discussed now

  • Loss of liquidity or its significant deterioration may have a significant adverse impact on the activities and results
  • Rising In 2026, the received payments consist of amounts identified and assigned to specific receivables in the amount of 12.1 million PLN and…
  • On June 5, 2025, the Company submitted applications for the payout of funds as a result of the redemption of certificates of four funds in…
  • To the District Court in Warsaw for the joint and several payment of the amount of 293,068,380 PLN together with statutory interest for…
  • Only in the event of the final execution of the settlement agreement are the liabilities restructured on its basis waived (expire) in the…

Faded since Q1 2025

  • Fading The Group's activities do not involve significant phenomena subject to seasonal fluctuations or of a cyclical nature; therefore, the…
  • Fading The Restructuring Plan forming the basis for the acceptance and approval of the Settlement assumed that the Company would obtain an amount…

Latest announcements

Official filings, newest first.

Similar companies

Financial Services · Credit Services
All Financial Services companies →